They are for illustrative purposes only. It has no annual fee. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. To decrease or increase please use the minus or plus button, Spend amount per month on all other purchases. Adding a card with loyalty attached to it will add it to the calculator. Decrease $500 on gas stations and supply stores, To decrease or increase please use the minus or plus button, Increase $500 on gas stations and supply stores. Use this section to add credit cards to the calculator. Read user reviews to learn about the pros and cons of this card and see if it's right for you. The Bank of America Customized Cash Rewards credit card Secured card is ideal for individuals who want to earn cash back while building or improving their credit scores. Find Credit Cards Based On Your Monthly Spend, Find Credit Cards Based On Your Business Expenses, Build Your Own Credit Card Combos & Calculate Rewards, Points & Miles Transfer Partner Calculator, American Express Membership Rewards Points Calculators, Chase Ultimate Rewards Points Calculators, Get Pre-Qualified Offers With No Impact To Your Credit Using CardMatch, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express. It is not intended to be printed or distributed. This is the cost to add additional users or supplemental cards to the account. After logging in to your Bank of America account through online banking or the mobile app, select your Bank of America Cash Rewards card. If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. If you're a Preferred Rewards member, you can earn a 25% to 75% bonus which means you can earn up to 2.62% cash back on all purchases which is superb for a no annual fee credit card. Credit Card Combination Rewards Calculator. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. Credit Card Combination Rewards Calculator. Use our credit card calculators to calculate how many Bank of America credit card points you can earn and the cash value of Bank of America Travel Rewards and Premium Rewards credit cards based on the monthly and yearly spend amounts you enter, how much you value card benefits, and annual fees. We and our partners use cookies to Store and/or access information on a device.We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development.An example of data being processed may be a unique identifier stored in a cookie. Be sure to read the terms and conditions of credit cards and rewards programs before applying/signing up as benefit and perk changes may not be reflected immediately on this website. If a card earns bonus points, miles, or cash back, it will be listed here. Put money back into your business. These are the best credit cards if you're looking to use rewards towards award flights. If you're a Preferred Rewards member, you can earn a 25% to 75% bonus which means you can earn up to 2.62% cash back on all purchases which is superb for a no annual fee credit card. Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners). These merchants give 2% cash back (up to a quarterly cap) on all purchases made with a Bank of America Customized Cash Rewards credit card. Earn up to 75,000 miles or $250 cash back! The amount of rewards earned from card bonuses. It is not intended to be printed or distributed. Step . Find The Best Credit Cards Based On Your Monthly Spend. You'll be able to edit or toggle on/off most bonuses listed here. You earn a total of 2% cash back (equal to $0.02 for every $1, consisting of 1% Bonus Cash Rewards and 1% Base Cash Rewards) on Net Purchases made at any eligible grocery store merchants and wholesale Calculate how much cash back you can earn with the Customized Cash Rewards credit card based on your spend. @WalletHub 10/28/22. Some of these cards also offer lower interest rates and balance transfer offers. Put money back into your business. If you opt out, though, you may still receive generic advertising. Calculate the transfer of points and miles between airline, hotel, and credit card rewards programs. But if your total balance is less than $35, your Bank of America minimum payment is the entire amount. Preferred Rewards members earn 25%-75% more cash back on every purchase. Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. This website is an independent, advertising-supported comparison service. Note: This calculator is for illustrative purposes only. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. About The Point Calculator Private Policy Advertising Policy. Cash Rewards are calculated at each transaction. Manage SettingsContinue with Recommended Cookies. 2% cash back at grocery stores . Best Cash Back Credit Cards. The way it works is simple: $1 in rewards is equal to a $1 statement credit, check or bank transfer. $ 200 $ 200. online bonus offer online bonus offer. Some card offers that appear on this site are from companies from which this website receives compensation. Bank of America credit cards offer 1.5X to 3X points per $1 spent. Add a credit card to compare side by side based on spend, benefits and fees. Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. You have the ability to change it. Add a credit card to compare side by side based on spend, benefits and fees. This website does not include all card companies or all card offers available in the marketplace. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. That means you could earn 1.87% - 2.62% cash back on every purchase. These redemption values typically require knowledge of the best transfer partners. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. If you don't have money to invest, there are rewards programs that can earn you better returns. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. Total cash back This means that 10,000 points is equal to $100. If you want to be more specific, you can specify domestic or international spend. This website does not include all card companies or all card offers available in the marketplace. If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. This site is informational and meant to provide help in calculating points with various programs. Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). About The Point Calculator Private Policy Advertising Policy. This is the total of all points, miles, and cash back earned between Loyalty & Memberships, Category Spending, and Rewards & Bonuses. Contactless Cards - The security of a chip card, with the convenience of a tap. This section lists all monetary bonuses. @WalletHub 10/10/22. Clicking on Add Selected Card will add it to the calculator. Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Credit Card Articles Credit Card Calculators Search Credit Cards . In addition, it offers $200 for spending $1,000 in the first 90 days of account opening. This site is informational and meant to provide help in calculating points with various programs. Bank of America, N.A. No changing categories and no expiration on rewards. We and our partners use cookies to Store and/or access information on a device.We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development.An example of data being processed may be a unique identifier stored in a cookie. This is the fee you must pay annually to have the card. * Earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, then earn 1% plus Preferred Rewards for Business tiered bonus. The Premium Rewards credit card earns 2X points on travel and dining purchases and 1.5X points on all other purchases. This is the total cash value of each listed card when factoring in all rewards and all fees. Manage SettingsContinue with Recommended Cookies. Note: This calculator is for illustrative purposes only. If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. You can click on View Offers when applicable to see current sign up bonuses for all top credit cards by category. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. Redemptions to do with using your rewards towards the purchase of gift cards. You'll be able to edit or toggle on/off most bonuses listed here. Redemptions to do with using your rewards towards the purchase of gift cards. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more. Step 2: Log in to your account and select your card. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. Relationship-based ads and online behavioral advertising help us do that. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more. The Point Calculator is owned by RF3 LLC. Learn More About Preferred Rewards. If there's a perk or benefit missing that you find valuable, you can add how much you value it in the Extra Cash Value field. If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. With great benefits comes great annual fees. Use this section to enter how much you plan on spending either monthly or yearly across different categories for each card listed. Put money back into your business. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs. If there's a perk or benefit missing that you find valuable, you can add how much you value it in the Extra Cash Value field. Points & Miles Transfer Partner Calculator Tool. They are for illustrative purposes only. They are for illustrative purposes only. The Travel Rewards credit card is a no-annual fee card that earns an unlimited 1.5X points on all purchases. Change the order of the categories in the. How to Redeem Bank of America Cash Back Rewards. (gas stations, office supply stores, travel, TV/telecom & wireless, computer services, or business consulting services). This includes annual credits and top-tier benefits that can offer great monetary value. Students also benefit from the $200 online cash rewards bonus if they reach $1,000 in purchases within 90 days of opening their account. Build your own combo of credit cards and calculate both rewards per $1 spent and the overall cash value of the entire combination. Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards. If the calculator doesn't load after a few seconds. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. We and our partners use cookies to Store and/or access information on a device.We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development.An example of data being processed may be a unique identifier stored in a cookie. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Customized Cash Rewards Customized Cash Rewards. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. Calculate the transfer of points and miles between airline, hotel, and credit card rewards programs. It lets you earn 3% cash back in the category of your choice (gas, online shopping, dining, travel, drug stores or home improvement), 2% cash back at grocery stores and . Your actual rewards earned will depend upon your individual purchases. Many cards also offer travel insurance, purchase protection, and more. Member FDIC. On the other hand, the Bank of America Customized Cash Rewards Secured credit card has enough drawbacks: Security funds can amount to $5,000; No welcome offers or introductory APRs; Many fees are applied; The interest rate is high. If you want to factor in an intro or welcome bonus, you can also do that here by entering it in the Extra Value field. Travel Rewards Calculators. You can change it once each calendar month, or make no change and it stays the same. Bank of America points are worth 1 cent each towards travel redemptions. The Business Advantage Travel Rewards credit card earns 3X points on travel purchases made through the Bank of America Travel Center and an unlimited 1.5X on all other purchases. Find out how much your points are worth based on redemption and calculate points to dollars for each. Rewards earned are worth face value and they can be used towards almost anything. About The Point Calculator Private Policy Advertising Policy. They are meant to provide estimates and may not reflect the exact amount of rewards you will receive. Bank of America points can be redeemed towards travel, dining, cash back, and more. Bank of America Corporation. About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. Earn up to 20% back at 300+ stores and up to 15% back at 800+ stores through Rakuten Rewards. These redemption values typically require knowledge of the best transfer partners. Bank of America Unlimited Cash Rewards credit card. 2022 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. This website does not include all card companies or all card offers available in the marketplace. Most cardholders should be able to reach this . * Earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, then earn 1% plus Preferred Rewards for Business tiered bonus. Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card. Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. The amount of rewards earned from card bonuses. They are one of the 'Big Four' banks in the United States. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money. Input your monthly and yearly spend amounts into our tool and get a list of credit cards that earns you the most points, miles, and cash back. Bank of America Points are worth 1 cent on average and will have the best value when redeemed towards travel purchases. If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Advertiser Disclosure: This website is an independent, advertising-supported comparison service. Enter total amount of authorized users. Points can only be redeemed directly through Bank of America and their investment partners. The consent submitted will only be used for data processing originating from this website. Note: This calculator is for illustrative purposes only. Loyalty is reflected by a blue LOY image. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending. Depending on your investments with Bank of America, you can earn up to 3.5X points per $1 spent. Results can be compared side by side any U.S. credit card featured on the site. If you want to be more specific, you can specify domestic or international spend. Use this section to add credit cards to the calculator. Find The Best Business Credit Cards Based On Your Monthly Expenses. Spend amount per month 0 Cash back per year 0 * Earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, then earn 1% plus Preferred Rewards for Business tiered bonus. If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page. Credit Card Combination Rewards Calculator. The value of cash back cannot be changed. Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). Your actual rewards earned will depend upon your individual purchases. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances. Adding a card with loyalty attached to it will add it to the calculator. The Bank of America Customized Cash Rewards credit card is great no-annual fee option if you're looking to earn 3% back on a category of your choice along with 2% back on grocery store and wholesale club purchases. Your actual rewards earned will depend upon your individual . Your actual rewards earned will depend upon your individual . Contactless Cards - The security of a chip card, with the convenience of a tap. These cards are part of the same family and generally earn the same type of rewards. Points & Miles Transfer Partner Calculator Tool. WalletHub, Financial Company. You have the ability to change it. lock | Privacy | Security | Advertising Practices | Note: This calculator is for illustrative purposes only. No annual fee. Points & Miles Transfer Partner Calculator Tool. It is not intended to be printed or distributed. All Rights Reserved. You earn Base Cash Rewards of 1% (equal to $0.01 for every $1) on all Net Purchases. Eligible Account View redemptions and calculate point value. Be sure to read the terms and conditions of credit cards and rewards programs before applying/signing up as benefit and perk changes may not be reflected immediately on this website. Use this section to enter how much you plan on spending either monthly or yearly across different categories for each card listed. Calculate the transfer of points and miles between airline, hotel, and credit card rewards programs. Search for categories and click 'Add Category' to add it to the calculator. Equal Housing Lender. It is not intended to be printed or distributed. 3% cash back in the You can search for a card or go through our top recommendations for each category. Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Rewards earned are worth face value and they can be used towards almost anything. This allows you to generate some of the best returns on spending available in the credit card market. Calculate how many Bank of American Rewards Points you can earn with credit cards based on spend and the cash value of those points based on redemption. Earn unlimited 1.5% cash back on all purchases. It offers $300 in annual airline incidental credits, up to $150 for lifestyle conveniences, a 20% rebate when you pay for airfare using points, airport lounge access, and more. This is how much we value the rewards earned with the card on average based on. Loyalty is reflected by a blue LOY image. Find The Best Business Credit Cards Based On Your Monthly Expenses. . As a Preferred Rewards for Business member, you can earn more cash back per year*. The Bank of America Unlimited Cash Rewards Credit Card for Students has no annual fee, unlimited 1.5% cash back on all purchases and a 0% introductory APR for the first 18 billing cycles. Search for a credit card by name, rewards program, or the rewards currency it earns. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs. It becomes its own entity once added to the calculator and can be removed independent of the card that added it. Get a list of the best cards based on your business expenses. Preferred Rewards clients can earn a 25% to 75% point bonus which comes out to earning up to 2.62 points per $1 spent on all purchases. It is not intended to be printed or distributed. Once you select a card, you'll be shown the details of the card. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. You also have the ability to earn a 25% to 75% bonus as a Preferred Rewards client which can bump up your cash back earnings to . Once you reach an annual spend level of $50,000 in both the 3% and 2% categories, you then qualify to earn 1% on all purchases. The Bank of America Customized Cash Rewards card benefits at a glance. Build your own combo of credit cards and calculate both rewards per $1 spent and the overall cash value of the entire combination. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Designated trademarks and brands are the property of their respective owners. Find The Best Business Credit Cards Based On Your Monthly Expenses. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. Amounts are rounded to whole dollar. Calculate how many Bank of American Rewards Points you can earn with credit cards based on spend and the cash value of those points based on redemption. Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). This means you can earn up to 5.25% cash back in the category of your choosing . Cash back is one of the most flexible form of rewards and most easy to understand. Maximize your cash back with categories that fit your needs. . If the card charges a fee for adding authorized users, it will also appear in this section. With great benefits comes great annual fees. This website does not include all card companies or all card offers available in the marketplace. These ads are based on your specific account relationships with us. This is the cost to add additional users or supplemental cards to the account. It is not intended to be printed or distributed. Some card offers that appear on this site are from companies from which this website receives compensation. All Rights Reserved. Designated trademarks and brands are the property of their respective owners. As a Preferred Rewards for Business member, you can earn more cash back per year. lock | Privacy | Security | Advertising Practices | If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Cash Rewards A statement credit, an electronic Automated Clearing House (ACH) System deposit into a checking or savings account with Bank of America, N.A., a contribution to an eligible Cash Management Account with Merrill, or a check; Cash Rewards are issued in U.S. dollars. About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. Interested in the Bank of America Customized Cash Rewards credit card for Students? You can view the average value of the rewards based on popular redemptions and the transfer of rewards to partners (where applicable). Your tier in the program will be based on a 3-month combined average daily balance bewteen all investements with Bank of America and Merrill. Learn more about the card through our partners. Find Credit Cards Based On Your Monthly Spend, Find Credit Cards Based On Your Business Expenses, Build Your Own Credit Card Combos & Calculate Rewards, Points & Miles Transfer Partner Calculator, American Express Membership Rewards Points Calculators, Chase Ultimate Rewards Points Calculators, Get Pre-Qualified Offers With No Impact To Your Credit Using CardMatch, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express. If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page. Results can be compared side by side any U.S. credit card featured on the site. Use this field to add additional cash value to the calculations. You also have the ability to earn a 25% to 75% bonus as a Preferred Rewards client which can bump up your cash back earnings to as much as 5.25% back. The Bank of America Customized Cash Rewards credit card grocery stores list includes traditional supermarkets, wholesale clubs, bakeries, meat lockers, dairy product stores, and candy stores, among others. Any link you click on in the details will open up in a new tab, so you will not lose your calculations. Selecting a 3-percent cash back bonus category. Get a list of the best cards based on your business expenses. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances. What sets it apart from other business cards is that Preferred Rewards for Business members can earn a 25% to 75% bonus meaning that you can earn up to 2.62% cash back on all purchases which is great considering the card has no annual fee. Apart from the 0% introductory APR and no annual fee, Bank of America Customized Cash Rewards credit card customers receive other generous rewards. The Bank of America Rewards program is best for those who have at least $25,000 to invest with them and their partners. Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners). If you opt out, though, you may still receive generic advertising. For example, a purchase that typically earns $1.00 in cash rewards will earn $1.25 to $1.75, depending on your Preferred Rewards tier. You can click on View Offers when applicable to see current sign up bonuses for all top credit cards by category. Learn more about the card through our partners. This includes annual credits and top-tier benefits that can offer great monetary value. The value of cash back cannot be changed. If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Bank of America, N.A. Editorial Note: All opinions expressed on this site are my own and not those of any bank, rental car company, credit card issuer, hotel company, or any entity mentioned herein. This website does not include all card companies or all card offers available in the marketplace. Best Travel Rewards Credit Cards. *Earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, then earn 1% plus Preferred Rewards for Business tiered bonus.Note: This calculator is for illustrative purposes only. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking App. The Bank of America Unlimited Cash Rewards credit card has a $0 annual fee. Use the auto loan calculator; Shop for a car; Apply for an auto loan; Manage application. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. Manage SettingsContinue with Recommended Cookies. The average cash value of rewards earned in the. Some card offers that appear on this site are from companies from which this website receives compensation. Bank of America Points Value: What Are They Worth? Cyber Monday: Up To 20% Back + $40 Cash Back. Use this field to add additional rewards to include in the calculation such as an intro or signup bonus. Any link you click on in the details will open up in a new tab, so you will not lose your calculations. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. Credit Card Combination Rewards Calculator. The Point Calculator is owned by RF3 LLC. No. This is the total cash value of each listed card when factoring in all rewards and all fees. Search for categories and click 'Add Category' to add it to the calculator. Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on the category of your choice (gas, online shopping, dining, travel, drug stores or home improvements and furnishings) up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. The Bank of America Unlimited Cash Rewards is an unlimited 1.5% cash back credit card. Input your monthly and yearly spend amounts into our tool and get a list of credit cards that earns you the most points, miles, and cash back. If the calculator doesn't load after a few seconds. Relationship-based ads and online behavioral advertising help us do that. Select the cash advance option on the ATM screen. For example, points from Bank of America WorldPoints are worth up to 1 cent each when redeemed for travel, and they are worth 0.8 cents each when redeemed for cash back. If the card charges a fee for adding authorized users, it will also appear in this section. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. Cash back rewards do not expire; This card helps you to build or rebuild credit. Earn 3% cash back on your choice of one of the six categories shown below. Get a list of the best cards based on your business expenses. The total cash value of all listed benefits plus the cash value of rewards earned. Bank of America WorldPoints points are worth 0.83 cents per point, but the value depends on how they are redeemed. The Bank of America Travel Rewards credit card is great option if you're looking to earn rewards towards travel at a flat rate of 1.5 points for every $1 spent. Some card offers that appear on this site are from companies from which this website receives compensation. These are the best credit cards if you're looking to use rewards towards award flights. Bank of America credit cards offer many different benefits to enhance what matters most to you from cash back to dining and travel rewards. You can search for a card or go through our top recommendations for each category. Use this field to add additional rewards to include in the calculation such as an intro or signup bonus. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. However, card members can change the category one time each calendar month through online banking or using the mobile banking app. This is the total of all points, miles, and cash back earned between Loyalty & Memberships, Category Spending, and Rewards & Bonuses. If you want to factor in an intro or welcome bonus, you can also do that here by entering it in the Extra Value field. Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card. The Bank of America Business Advantage Customized Cash Rewards Mastercard is a great small business cash back card that rewards you the most when you're a Preferred Rewards for Business client as you'll be able to earn a 25% to 75% point bonus on your spending. Be sure to read the terms and conditions of credit cards and rewards programs before applying/signing up as benefit and perk changes may not be reflected immediately on this website. Change the order of the categories in the. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. Calculate the transfer of points and miles between airline, hotel, and credit card rewards programs. You can earn 1 - 3% cash back on purchases. With Bank of America's Unlimited Cash Rewards credit card, earn unlimited 1.5% cash back on all purchases, plus get a $200 online cash rewards bonus offer. Cardholders can use the bank's rewards calculator to determine how much cash back they can earn each time they use the card. No annual fee. Designated trademarks and brands are the property of their respective owners. Build your own combo of credit cards and calculate both rewards per $1 spent and the overall cash value of the entire combination. Find Credit Cards Based On Your Monthly Spend, Find Credit Cards Based On Your Business Expenses, Build Your Own Credit Card Combos & Calculate Rewards, Points & Miles Transfer Partner Calculator, American Express Membership Rewards Points Calculators, Chase Ultimate Rewards Points Calculators. Bank of America Points are worth 1 cent each on average meaning that 10,000 points is equal to $100 in cash value. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending. If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. Some card offers that appear on this site are from companies from which this website receives compensation. WalletHub, Financial Company. Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). $200 online cash rewards after spending $1,000 within the first 90 days of account opening. Find The Best Credit Cards Based On Your Monthly Spend. Earn unlimited 1% on all other purchases. We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section. Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. The Customized Cash Rewards card offers $200 in online cash rewards after spending $1,000 in purchases within the first 90 days of account opening. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money. 2022 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. If you prefer that we do not use this information, you may opt out of online behavioral advertising. The Bank of America Customized Cash Rewards credit card has a $0 annual fee. Bank of America is an American multinational bank based out of Charlotte, North Caronlina, USA that provides banking and financial products worldwide. These cards are part of the same family and generally earn the same type of rewards. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. Add a currency to view the currency exchange rates for that country and find out how much your foreign currency is currently worth in U.S. dollars. It offers up to $100 in annual airline incidental credits and up to $100 towards a TSA PreCheck or Global Entry application fee every four years. Bank of America Credit Card Points & Value, Calculate premium rewards points and card value, Calculate travel rewards points and card value, Capital One Venture Rewards & Spark Rewards. We strive to provide you with information about products and services you might find interesting and useful. The consent submitted will only be used for data processing originating from this website. Clicking on Add Selected Card will add it to the calculator. Bank of America Cash Back Rewards Transfer Partners Put money back into your business by earning cash back, points, or miles on business expenses. The amount of rewards earned from card spending. All rights reserved. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards. Use this field to add additional cash value to the calculations. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances. The minimum payment is the smallest amount you're obligated to pay by the due date for your . Some card offers that appear on this site are from companies from which this website receives compensation. That means you could earn 3.75%-5.25% cash back on purchases in your choice category. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. The Bank of America Business Advantage Unlimited Cash Rewards is a flat-rate 1.5% cash back credit card. Points & Miles Transfer Partner Calculator Tool. You can view the average value of the rewards based on popular redemptions and the transfer of rewards to partners (where applicable). Calculate how much cash back you can earn with the Unlimited Cash Rewards credit card based on your spend. The consent submitted will only be used for data processing originating from this website. This website is an independent, advertising-supported comparison service. Bank of America account holders can exchange foreign currency (no coins) for U.S. dollars at a full-service banking center. This section lists all monetary bonuses. It becomes its own entity once added to the calculator and can be removed independent of the card that added it. Last Updated 2022-08-25 By R.Flowers III. Member FDIC. Note: This calculator is for illustrative purposes only. Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). We have financial relationships with some of the products and services found on this site and may be compensated if you choose to use any of these links. We strive to provide you with information about products and services you might find interesting and useful. *Earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, then earn 1% plus Preferred Rewards for Business tiered bonus. 2022 The Point Calculator and its logo is copyrighted and owned by RF3 LLC. However, this is not the only good option when it comes to Bank of America cash rewards credit cards. The Bank of America Customized Cash Rewards credit card is great no-annual fee option if you're looking to earn 3% back on a category of your choice along with 2% back on grocery store and wholesale club purchases. Bank of America Premium Rewards points and Travel Rewards points cannot be transferred to other rewards programs. If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page. Bank of America Customized Cash Rewards Credit Card at a Glance. Today's exchange rate 1. Once you select a card, you'll be shown the details of the card. If a card earns bonus points, miles, or cash back, it will be listed here. Bank of America Preferred Rewards. No limit to the amount of cash back you can earn and cash rewards dont expire. Input your monthly and yearly spend amounts into our tool and get a list of credit cards that earns you the most points, miles, and cash back. The Bank of America Business Advantage Unlimited Cash Rewards Mastercard credit card offers a little bit of nearly everything for no annual fee: 1.5% cash back on all purchases, a 0% intro APR . To get a Bank of America Customized Cash Rewards credit card cash advance: Call Bank of America customer service at (800) 732-9194 and request a PIN, if you don't already have one. The Bank of America Cash Rewards card's 3-percent bonus category, also referred to as the "choice category," is automatically set to gas. Cash back is one of the most flexible form of rewards and most easy to understand. The best cash rewards credit card from Bank of America is the Bank of America Customized Cash Rewards credit card. The Bank of America Customized Cash Rewards credit card minimum payment is $35 or 1% of your balance plus interest and late fees, whichever is more. As a Preferred Rewards for Business member, you can earn more cash back per year. Enter total amount of authorized users. All rights reserved. Category Rating: 70% (14/20) Bank of America Cash Back Rewards can be redeemed for a statement credit, a check or a deposit to a bank account. If you don't have the money to invest with Bank of America and their partners, you'll be looking at a standard credit card rewards program. Insert the credit card at an ATM and enter the PIN. Build your own combo of credit cards and calculate both rewards per $1 spent and the overall cash value of the entire combination. No annual fee and no expiration on rewards. The table below breaks down each tier. All Rights Reserved. Bank of America Travel Rewards Credit Card. Search for a credit card by name, rewards program, or the rewards currency it earns. This is the fee you must pay annually to have the card. Find The Best Credit Cards Based On Your Monthly Spend. One of the biggest benefits that sets Bank of America apart from other programs is that you can earn up to a 75% bonus based on how much you have invested with them and their partners through the Preferred Client program. This site is informational and meant to provide help in calculating points with various programs. This website does not include all card companies or all card offers available in the marketplace. If you're looking to earn flexible rewards points that you transfer to airline, hotels, and other rewards programs to obtain more than 1 cent per point in value, you'll want to consider these programs: Bank of America Travel Rewards points and Premium Rewards points are worth 1 cent each on average towards travel. The total cash value of all listed benefits plus the cash value of rewards earned. Some of these cards also offer lower interest rates and balance transfer offers. Many cards also offer travel insurance, purchase protection, and more. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards. Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section. . They are meant to provide estimates and may not reflect the exact amount of rewards you will receive. The Point Calculator is owned by RF3 LLC. The average cash value of rewards earned in the. This website is an independent, advertising-supported comparison service. The amount of rewards earned from card spending. These ads are based on your specific account relationships with us. Advertiser Disclosure: This website is an independent, advertising-supported comparison service. Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). Bank of America Corporation. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. Equal Housing Lender. The Bank of America Unlimited Cash Rewards is an unlimited 1.5% cash back credit card. The Premium Rewards Elite credit card is a premium credit card that earns 2X points on travel and dining purchases and 1.5X on all other purchases. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. Advertiser Disclosure: This website is an independent, advertising-supported comparison service. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. This means that 1,000 points are equal to $10. This is how much we value the rewards earned with the card on average based on. Put money back into your business by earning cash back, points, or miles on business expenses. About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. 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